TExas investor loans

 

 

 

 

*****80% LTV - 7.99% long term - wrap owner finance notes (unique product)

7.99% HARD - SOFT Money (Non Bank Qualifying) , Fixed for 30 years - Whatever fits your need

100% loans are available for deals with upside - ARV Loans

 

0 down loans for Investors - still a couple of ways

loan to value (after repaired value) cannot exceed 70%

you may cross another property in order to achieve 0 down

Pledge financial instrument (CD)

There are no 100% loans available based on as is value (they dont exist, from anyone , anywhere)

There are no long term (low rate) 100% loans this side of the galaxy

 

PROPERTY TYPES:

1-4 unit rental property

Commercial income property:(min 100,000)

 

Credit : no Minimum, but 620 needed for long term rates in single digits

Location of loans:

most states

location - city should have 50k + population or be "bedroom community" of metro area

Loan Terms: 15-25 years

Interest : 6-12% (size , credit and asset determine rate)

 

Bank Statement Program - hight LTV - up 80%

No Doc to 75% and 65-70% on cashouts

 

You want simple:

send:

borrower info (background, what you do, income, credit if known)

property details with photos

rent roll

loan request:

 

This our introduction website to help Borrowers and owners of Texas Investment Real estate understand investment property loans & financing Texas. We are owners of private lending company and manage a conventional bank branch.

Ask about our Commercial Blanket loans for investors (TYPICALLY 15 YEAR TERMS- 5 % RANGE)

LONG TERM LOANS - 10 - 15 AND 30 YEAR TERMS

RATES UNDER 5%

SHORT TERM LOANS FROM 11%(PRIVATE - HARD MONEY)