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LOAN PROGRAMS

TEXAS INVESTOR LOANS(Overview)

SMALL COMMERCIAL LOANS

100% INVESTOR LOANS

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100% LTV investment property loans

(they exist no more)

THERE IS REALLY NO MORE 100% LTV INVESTOR LOANS (ANYWHERE IN THE US)

There is some 100% LTC(loan to cost).

100% CONVENTIONAL LOANS ARE A THING OF THE PAST. WALL STREET IS NOT BUYING AND YOU SHOULD PREPARE TO PUT A MINIMUM OF 20-25% DOWN. (no matter what you hear)

OTHER WAYS TO SECURE 100% LOANS OR 0 DOWN INVESTMENT PROPERTY LOANS

100% of purchase price of a rehab property (borrower brings repair cost)

Use other free and clear collateral and secure a new purchase with 0 down

The genious of using private money  is the ability to structure 100% loan to cost (loan proceeds include acquisition and repairs) If you then want to hold the property as a rental you then refinance the rehab loan into a long term mortgage after you have made repairs. Now you are financing typically no more than 75 -80% of market value and capturing a  much better interest rate and you have 25% equity the day your renter moves in.

ASK US TO EXPLAIN THE ABOVE SCENARIOS.

866 489 5363

 


   
  Southwest Loop 323 Tyler, TX 75701----Broker Lic. #2985