Texas Investor Loans and Mortgages Overview


Our Mission – DB Capital & Urban Coyote Holdings, LLC –  Investor Loans and Mortgages in Texas and nationwide metro areas

Feb 2024 Long term lending updates:
​Long Term Loans  (landlord, DSCR, 30 year type funding)
  • A +   Loan : ​660 + credit, up to 80% , rates start in ​ 6’s
  • B program: ​Rates start 7s , up to ​70%% LTV,   Loan Min ​100k, Foreign National  & alternative citizen type of loans here
  • C. “no ratio” program: Not DSCR Driven, credit driven (​600-+) up to 75% LTV  ,  Loan Min 100k
loan terms, 2 years to 30 years , cashout hard money loans
  • Other programs available
Bridge – Hard Money (50-250K ) , no appraisal needed to close
*** ask about loans for foreign nationals and Non citizens, up to 75% LTV

NO Ratio No DSCR for landlords – “payoff hard money” loans coming due , up to 75% LTV (click to submit scenario)



call or submit quick loan scenario :***** quick answer call 214 824 0417 or submit quick scenario – Texas Investor Loan Scenario. (DSCR, BRRR,Stated, more…) 

*We are DB Capital  (an Urban Coyote Holdings, llc – Texas company) and have been in business since 2009 and our team since 2002.


 Types of rental property loans AVAILABLE :

 type loans available as portfolio loan or institutional, asset based, BRRR, DSCR, “stated income” , more..

Buy, Rehabilitate, Rent, Refinance and Repeat the process. BRRRR method is just one of many approaches



The loan process and “DOCUMENTATION TYPES” BY LOAN:

Types of loan Documentation and  expected LTV and Rate ranges for Investment property mortgages. When lenders “no doc” , they are referring to individual income docs, there is no such thing as  “no doc” loan, at minimum you need property data,title, rehab budget.  Please send/call us  to review if not sure. Our team has over 20 years experience in funding, originating and investing in real estate in Texas. 

214 824 0417 – Urban Coyote Holdings,llc

***** NEW COMMERCIAL BRIDGE loans  *** 1-2 year bridge loans  rates from9% , 200k – 15 million in Texas and NATIONWIDE. No credit min, good for property that has loan coming due, or maybe doesnt cash flow properly now. Gives you time to remedy the short term situation.