Loans
Our loans simplified below
Long term landlord loans for rent ready homes.
Loans for shorter term loans.
1 to 5 years (bridge for various reasons)
Asset based (value and cashflow of property)
Income of property based
WE OFFER LL AVAILABLE RENTAL – INVESTOR LOANS ) “BRRR” – REHAB TO RENTAL)
A +) Loan : 640 + credit, up to 80% , rates start in (MARCHof 2023, the CAPITAL market is STILL mess….)rates start in 6’s WITH 740+ credit.
(This is DSCR and credit driven loan, the best rates)
B program): Not credit driven, (ltv and cash flow DRIVEN) , need value, loan amt, rent and expenses: (for no credit or lower , expect max loan to be 65%
C.) “problem solving” loans for investors: (all credit types, all property types, more “asset based”)
(*****THESE ARE 1- 5 YEAR BRIDGE LOANS0
“no ratio” program: Not DSCR Driven, credit driven (600-+) up to 75% LTV , Loan Min 100k
D) More problem solving loans : as of June of 2022 more bridge loans are needed. FEDS raise rates again today…
if A loan will not work, my team of investors would consider buying your home
**** Our strength is
1. Having best possible term/rate for your scenario
2. Having concise and detailed conversation (yes we speak on phone, not email only ) about your loan needs.
3. provide simple document requests process
IF your able to discuss, not hungover from “flipping TV” shows about how easy this is, lets talk – 214 824 0417